What Do I Need To Bring To The Mortgage Application?
Drivers License(s) and Social Security card(s)
Purchase Contract with Builder, Prints and Specifications on the Home
Copy of Purchase Offer for Land or Copy of Deed, Survey and Tax Bills, if the Land is currently owned
Complete Employment Information for previous 2 years, including names, addresses and zip codes
Copy of 2 Recent Consecutive Pay-Stubs (covering 30-day period) with Year-To-Date Information
W-2s for past 2 years. We do have programs for the self-employed customers
Names, Address and Account Numbers for all assets being verified. Copies of the most recent bank statements (3 months) or copy of passbook, showing funds needed to close. Source of funds for any recent large deposits in last 3 months.
Copy of Sales Contract if other property is being sold
Trade-In Payoff Letter (if applicable)
Estimates from Contractors in Writing
Please note: Additional documentation may be required during the loan processing stage. Remember, we are here to assist you every step of the way. Please contact us with any questions.